one payment every 6 months, 15,000 per payment, times 5 years. That didn't work!
so we tried 15*2*5. too complicated.
So then it was 15*2. easy.
now do 30*5. To hard to deal with 0's for her yet.
so 3*5. Easy.
Now 15*100. somehow she managed to come up with 45,000 while I was trying to get her to 150,000. Dad came up with 1500 and thought University pre-paid plans were a great bargan
And you all wondered why I wanted someone to check my answer for wands.